Terms of Service | Stock Principles

1. Agreement to Terms

These Terms of Service govern your use of the "Stock Principles" mobile application ("Service") provided by an individual developer ("Developer"). This app is a free service with no subscription fees or in-app purchases required.

2. Account Integration

The Service does not provide a custom email/password registration system. You can connect your Google or Apple social login accounts, use quick phone number verification, or store your data locally on your device to start using the Service.

3. Description of Service

The Developer provides the following features for free:

Recording personal stock trading reflection logs.
Viewing master investor quotes and philosophy feeds.
Learning market cycles and scrap trading concepts.
Saving and backing up user notes for remote access.

4. [Important] Non-Advisory Notice (Not Financial Advice) and Legal Disclaimers

gavel Legal Notice & Disclaimer (Must Read)

[No Investment Advice - This is NOT Financial Advice]
This Service ("Stock Principles") does not provide investment advisory services or pseudo-investment consulting. The Developer is not a registered financial adviser or investment consultant, and does not provide individual stock recommendations, advisory reports, or buy/sell execution signals. This app is strictly a non-profit, free educational tool designed to assist you in recording and reflecting on your personal trading history.

[Full Disclaimer on Investment Outcomes]
All materials, master quotes, investing philosophies, market cycle timelines, and user-generated data stored or displayed inside the Service are provided for general educational and reference purposes only. Under no circumstances shall the Developer be liable for any investment decisions, asset trades, or subsequent financial outcomes (both profits and losses) executed by the user in reliance upon the Service. All final investment decisions are solely your own responsibility.

[AI Features Limited Disclaimer]
Summaries, feedback logs, and analyses generated by artificial intelligence (AI) inside the Service are auxiliary calculation datasets meant only to help you organize your trading disciplines. AI outputs are subject to processing limitations, model biases, and errors. You must never use AI-generated insights as absolute financial advisory data or the sole basis for asset trades.

5. Service Interruptions

The Developer reserves the right to temporarily suspend the Service for maintenance or updates. The Developer will not be liable for any data loss or service disruptions unless caused by willful intent or gross negligence.

6. Changes to Terms

The Developer may modify these Terms at any time. Revised terms will be posted inside the app. Continued use of the Service after changes indicates your acceptance of the updated terms.